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    Banking doesn't need to be complicated! At CSBK we only have a few accounts to choose from, each offering lots of services and minimal fees. 

    Need to get cash? No fee ATM withdrawals are standard at CSBK with both our Simple Free and Preferred Checking accounts (check out the details below).

    When you are ready to get started, make an appointment to visit one of our client service specialists, or stop by any of our banking centers. Can't wait to meet you!

    Simply Free Checking

    Simple, but with a ton of features you'll appreciate. No minimum balance requirement, ever. No ATM fees, ever. Four (4) rebates per month of ATM fees from other banks too! Free mobile and online access to your accounts. The perfect account!

    $ TO OPEN $50
    BALANCE REQUIREMENT None
    SERVICE FEE None
    AVAILABLE SERVICES Mobile and Online Banking with Bill Pay, VISA Debit Card, Overdraft Protection, Telephone Banking and more. Four (4) instant ATM rebates per month when charged by another bank for a cash withdrawal.
    Preferred Checking

    Interest rate tiered based on your account balance with access to all the services you need. No fee ATM withdrawals. Four (4) ATM rebates per month of non-CSBK operator fees. Preferred rates on select CD terms.

    RATES

    $ TO OPEN $5,000
    $ TO EARN INTEREST No minimum; Tier 1 up to $9,999; Tier 2 $10,000+
    BALANCE REQUIREMENT            $5,000 monthly average balance
    SERVICE FEE $20 – only if monthly balance requirement is not met
    AVAILABLE SERVICES Mobile and Online Banking with Bill Pay, VISA Debit card, e-statements, Telephone Banking, Overdraft Protection
    Rate Raiser TM

    Introducing Rate RaiserTM  - the account that automatically adjusts your rate .10% every time the WSJ Prime Rate moves!  

    Plus these additional benefits: 

    • High-yield Introductory Rate of 1.30% APY*
    • No ATM fees
    • Free Mobile App with check deposit, online banking, bill pay and e-statements
    • EMV Chip-enabled VISA® Debit Card
    • No transaction limitations
    • No special or added requirements to earn intro rate
    • No special or added requirement to earn post-intro rate

     

    Complete details below:

    $ TO OPEN $25,000 with funds new to CSBK
    $ TO EARN INTEREST $10,000; Tier 1 up to $10.000 - $99,999; Tier 2 $100,000+
    BALANCE REQUIREMENT            $10,000 monthly average balance
    SERVICE FEE $20 – only if monthly balance requirement is not met
    AVAILABLE SERVICES Mobile App, Online Banking, Bill Pay, VISA Debit card, e-statements, Telephone Banking, Overdraft Protection

     

    *Rate Raiser™ introductory rate and Annual Percentage Yield (APY) applies to entire account balance for 180 days from date of account opening. Post-introductory interest rate is a variable rate set by CSBK and paid on balances of $10,000 or more. Post introductory rates are tiered as follows: $10,000-99,999 and $100,000+; rates increase or decrease a minimum of 10 basis points within 30 business days of each corresponding increase or decrease in the Wall Street Journal Prime Rate. Requires opening deposit of $25,000, consisting of funds which have not been on deposit at CSBK for the past 6 months. CSBK does not charge fees if customers use non-CSBK ATMs. 

     

     

    Step Up Savings

    Tiered savings account; earn interest and still retain easy access to your money. Special transaction limitations apply; see account terms for details.

    RATES

    $ TO OPEN $50
    $ TO EARN INTEREST No minimum; see rates page for tier ranges
    BALANCE REQUIREMENT $50
    SERVICE FEE $3 – only if balance requirement is not met
    AVAILABLE SERVICES Mobile and Online Banking, VISA Debit or ATM card, e-Statements, Telephone Banking
    KickStart Savings

    A starter savings account for kids, with no minimum balance requirement and special interest rate.

    $ TO OPEN $10
    $ TO EARN INTEREST Not applicable
    BALANCE REQUIREMENT None
    SERVICE FEE None
    AVAILABLE SERVICES Mobile and Online Banking, e-Statements, Telephone Banking, Passbook upon request

    Primary account holder must be a minor under the age of 18.

    Certificate of Deposit (CD)

    Terms ranging from 3 to 84 months with automatic renewal.

    RATES

    $ TO OPEN $500
    $ TO EARN INTEREST $500
    BALANCE REQUIREMENT Not Applicable
    SERVICE FEE Not Applicable
    AVAILABLE SERVICES Mobile and Online Banking, e-Statements, Telephone Banking
    Individual Retirement Account (IRA)

    Traditional IRA, ROTH IRA and Coverdell Education Plans with terms ranging from 3 to 84 months.

    RATES

    $ TO OPEN $500
    $ TO EARN INTEREST $500
    BALANCE REQUIREMENT Not Applicable
    SERVICE FEE Not Applicable
    AVAILABLE SERVICES Mobile and Online Banking, Telephone Banking

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